ConsumerDirectedHealthPlans.com: Guide to Options in Consumer Directed Health Care

ConsumerDirectedHealthPlans.com

Many employers and self-employed individuals are investigating Consumer Directed Health Care (CDHC) with individual health benefit accounts due to the convergence of three powerful trends:

rapidly increasing premiums for traditional health insurance;

a backlash by employees and providers against managed care with provider-side cost constraints; and

a rise in health care consumerism fueled by the internet and direct-to-consumer advertising for health products and services.

Employers and self-employed individuals are exploring whether CDHC can contain health care costs and increase consumer choice and satisfaction concerning health care.

The pros and cons of Consumer Directed Health Care are being vigorously debated in the context of federal legislation. ConsumerDirectedHealthPlans.com is intended to help employers, self-employed individuals, employees, and policy makers: to better understand the structure, pros, and cons of various types of CDHC health plans; and to choose among the different CDHC companies and options.

Why is There Movement Toward Consumer Directed Health Care?

What Types of Consumer Directed Health Plans are Offered?
Health Care Reimbursement Account (HCRA)
Medical Savings Account (MSA)
Health Reimbursement Arrangement (HRA)
Health Savings Account (HSA) and Health Savings Security Account (HSSA)
Customized Sub-Capitation Plan (CSCP)

What Are Common Features of Consumer Directed Health Plans?

What are Reasons Against Consumer Directed Health Care?

What are Reasons For Consumer Directed Health Care?

What Benefits Companies Offer Consumer Directed Health Care?

ConsumerDirectedHealthPlans.com is a health insurance related website serving educational and research purposes -- especially concerning Consumer Directed Health Care.
It is intended for further development in organizational and product applications. Inquiries may be sent to:

ConsumerDirectedHealthPlans.com